Personal Checking
The State Bank of Riverdale has checking accounts designed around your wants.
To learn more about State Bank of Riverdale’s personal checking accounts products and services, see the links below.
State Bank of Riverdale Personal Checking Products:
Interest Bearing Accounts
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Personal Advantage with Interest (Now)
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Money Market Advantage
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Non-Interest Bearing Accounts
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Personal Advantage
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Student Advantage
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Checkless Freedom Card Account
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Personal Advantage With
Interest (Now)
The minimum balance required to open this account is $100.00. An average daily balance of $1,500
will need to be maintained to obtain the disclosed annual percentage yield, to avoid the $4.00
monthly charge for Personal Advantage with Interest (Now), and to avoid a fee of $.15 per debit exceeding
20 in the month.
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Interest Bearing Accounts
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Personal Advantage with Interest (Now)
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Money Market Advantage
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Non-Interest Bearing Accounts
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Personal Advantage
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Student Advantage
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Checkless Freedom Card Account
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Money Market Advantage
The minimum balance required to open this four tiered interest rate structure account is $5,000.00.
You must maintain a minimum average daily balance of $5,000.00 in your account to obtain the disclosed
annual percentage yield. A $10.00 charge for Money Market Advantage will be imposed if the average daily
balance falls below $5,000.00. There is a maximum of six transfers or withdrawals per month unless done
in person, by mail or ATM. For each check written in excess of six per month, there will be a $2.00 fee.
Available for personal and business accounts.
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Interest Bearing Accounts
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Personal Advantage with Interest (Now)
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Money Market Advantage
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Non-Interest Bearing Accounts
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Personal Advantage
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Student Advantage
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Checkless Freedom Card Account
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Personal Advantage
This simple checking account is structured to give you a solid foundation for checking activity.
This account requires a $100 minimum opening deposit. There is no service charge if you maintain a $300
average daily balance or use your debit card to make 20 or more purchases during the month (excludes ATM transactions).
Otherwise, the monthly charge for Personal Advantage is only $5.00
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Interest Bearing Accounts
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Personal Advantage with Interest (Now)
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Money Market Advantage
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Non-Interest Bearing Accounts
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Personal Advantage
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Student Advantage
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Checkless Freedom Card Account
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Student Advantage
This account is designed for our student population and comes with multiple free services.
There is no minimum deposit required to open the account, no monthly service charge or minimum
balance requirement.
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Interest Bearing Accounts
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Personal Advantage with Interest (Now)
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Money Market Advantage
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Non-Interest Bearing Accounts
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Personal Advantage
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Student Advantage
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Checkless Freedom Card Account
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Checkless Freedom Card Account
Need a bank account, but don’t have a need to write checks? The Checkless Freedom Card Account is a perfect fit for you!
This account offers all the benefits of a traditional checking account, with the ease of one card to pay bills, make purchases,
get cash and much more! This account utilizes a reloadable prepaid card which means the account can never go overdrawn!
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