Operating Philosophy

State Bank of Riverdale will be a professionally managed financial services institution targeting agriculture, small business, and mature markets, not to the exclusion of the general consumer market, in the Riverdale, Amherst, Pleasanton, Kearney, and surrounding areas developing long term relationships that create value for all involved.

Our banking philosophy has not changed for 100 years. You should have some insight into how we think as you choose where to bank.

We believe banking is about knowledgeable people helping customers achieve their financial goals, whether credit or investment oriented.

We believe a locally owned bank where people have the power to make decisions promotes the best possible environment for building and maintaining long term quality customer relationships.

We believe a banking organization built on a foundation of trust, integrity, consistency, dedication, and respect for the customer will be prevail as evidenced by the first 100 years. State Bank of Riverdale will be managed at the highest level of legal, ethical, and moral conduct.

We believe we must offer a full array of products that satisfy customer needs in order to build high quality long term relationships.

In addition to our expanding list of products and services, we trust you will find it is the sincere desire of Phil, Jeff, and all the management team and employees, to continue to build on trust, stability, and one on one service that has been the tradition at State Bank of Riverdale since the founding of the bank in 1907.