Health Savings Account

All you need is a high deductible health plan to start a Health Savings Account today! There is no opening deposit required and no minimum balance to obtain the annual percentage yield. A charge for Health Savings Account will be assessed quarterly based on the following minimum account balances:

Please consult your tax advisor for potential tax benefits for your specific situation.

Individual Retirement Account

Saving money for retirement with an IRA has never been simpler. We offer Traditional, Roth and SEP IRA’s and can handle any type of rollover or transfer from another bank or 401k plan. We offer a variable rate savings account as the investment vehicle for IRA’s that require no minimum opening deposit and no minimum balance to obtain the annual percentage yield. This account has the simplicity of a savings account with the tax benefits of an IRA.

Please consult your tax advisor for potential tax benefits for your specific situation.

Advantage Savings

It’s a good idea to lay the groundwork for a savings plan, no matter how small your deposits. Our Advantage Savings is a great place to begin. There is no minimum opening deposit or minimum balance required. There is a maximum of six transfers or withdrawals per month unless done in person, by mail or at an ATM.

Advantage Capital Builder

You can earn higher rates of interest and still maintain access to your money with our Advantage Capital Builder Account. A $100.00 deposit is all that’s needed to open the account. After that, maintain a $1,000.00 average daily balance to avoid the monthly $5.00 charge for Advantage Capital Builder. There is a maximum of six transfers or withdrawals per month unless done in person, by mail or ATM.

Certificates of Deposit

With a wide range of maturity dates, you are sure to find the CD that suits your needs. The minimum balance required to open a CD is $500.00. You may not make any deposits to the CD until the maturity date. You may close the CD prior to maturity, but you will be subject to a penalty.